Sunday, October 10, 2021

PERSONAL LOAN

Apply Online Now

जरूरत के समय में सबसे अच्छा फिनांशियल सोलूशन।

हमारे स्ट्रेस फ्री डिजिटल प्रोसेस द्वारा अब आप घर पे बैठकर लोन प्राप्त कर सकता है।

मैं आपको उपयुक्त इंटरेस्ट रेट पर लोन प्राप्त करने में मदद कर सकता हूं।

कृपया फ़्री कन्सल्टेशन के लिए मुझे कॉल करें।

Krishna Vishwakarma

8889828887

Loan starting from Rs. 50,000/- to Rs. 500,000/-

✔ No gold, no collateral!

✔ Flexible repayment options

✔ Interest rates starting from 1.5%

per month

✔ No need to visit any branch

Only for Salaried professionals with minimum monthly salary of Rs. 12,000/-

Click here to apply now!

Or call me on this no. for more details: +91-8889828887

Friday, October 8, 2021

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Thursday, September 30, 2021

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Friday, September 24, 2021

Borrower Eligibility Criteria

A Borrower on Faircent must:

Be a resident of India.
Have a minimum gross income of INR 2 lacs per annum.
Provide all the documents mentioned in the checklist.

QUICK CHECK OF DOCUMENTATION REQUIRED

Borrowers will be required to provide Faircent with following documentation at the time of verification.

1	Photographs	2 copies
2	Identity Proof (any one of the following)	PAN Card Adhaar Card Voter ID Passport
3	Date of Birth Proof (any one of the following)	PAN Card Passport
4	Signature Proof (any one of the following)	PAN Card Signature verification from your bank Passport
5	Address Proof (any one of the following)	Passport Bank Statement Voter ID Electricity Bill (within last 3 months) Post paid Telephone Bill
6	Contact Proof (any one of the following)	Post paid Mobile Bill (last month) Post paid Landline Bill (last month)
7(a)	Bank Statements	Last 6 months
7(b)	IFSC code	Scanned/canceled cheque or copy of the front page of pass book of same bank account
8	Proof of Income	Last 3 months of Salary Slip (For Salaried Professional) Last 2 year’s Business/Personal ITR & Take home salary (For Business Professional)
9	NACH Mandate	Please ensure sign matches bank account signatures
10	e-Mandate	Will be required if loan request is approved. Please keep debit card/net banking details of the bank account whose details were entered at the time of registration ready.

NACH is used to electronically transfer funds from lender’s escrow account to Borrower’s bank account and to make repayments from borrower’s account to lender’s escrow account. Thus, it’s important to ensure that the sign on the NACH mandate matches with the borrower’s bank account signature.

Information provided by you will be used strictly for official purposes, and Faircent safeguards client confidentiality. For further information, please read the Faircent Policy and Terms and Conditions mentioned on the website.

link your PAN with Aadhaar

Deadline for linking Aadhaar with PAN card extended till March 31, 2022

You can link your PAN with Aadhaar by following process:

a) Open the Income Tax e-filing portal - https://incometaxindiaefiling.gov.in/

b) Register on it (if not already done). Your PAN (Permanent Account Number) will be your user id.

c) Log in by entering the User ID, password and date of birth.

d) A pop up window will appear, prompting you to link your PAN with Aadhaar. If not, go to ‘Profile Settings’ on Menu bar and click on ‘Link Aadhaar’.

e) Details such as name date of birth and gender will already be mentioned as per the PAN details.

f) Verify the PAN details on screen with the ones mentioned on your Aadhaar. Pls. note that if there is a mismatch, you need to get the same corrected in either of the documents.

g) If the details match, enter your Aadhaar number and click on the “link now” button.

h) A pop-up message will inform you that your Aadhaar has been successfully linked to your PAN

i) You may also visit https://www.utiitsl.com/ OR https://www.egov-nsdl.co.in/ to link your PAN and Aadhaar.

Sunday, September 19, 2021

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IQ Option

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Saturday, September 18, 2021

Credit Card

Mobile Credit Card.

Mobile Credit Line.

1st Credit Card for UPI Payment

Limit up to Rs.5,00,000

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Money View Loans

Get an Instant Personal Loan upto Rs. 5 Lakh in 24 Hours

Avail Rs 5K-Rs 5L from anywhere in India

Quick 2 Min. Eligibility Check | Low Monthly Interest From 1.33% (16% Annually)
100% Online & Paperless Process | Long Repayment Plans up to 5 Years

Check If You are Eligible for an Personal Loan

Employment Type

You must be Salaried or Self Employed (own business)

Monthly Income

Your monthly in-hand income should be Rs 13,500/- or more. To know more, click here.

Income in Bank

Your salary must be directly credited to your bank account

Credit Score

You must either have a minimum CIBIL score of 600 or a minimum Experian score of 650. Low Credit Score? You may still get a loan based on our own credit-assessment model.

Applicants must be between the ages of 21 years to 57 years

Do you fulfill the above criteria? Check your custom loan offer in 2 minutes by clicking here!

Personal Loan Eligibility Criteria Based on the Applicant’s City of Residence

The income and credit score requirement vary based on the applicant’s city of residence as illustrated in the table given below -

Income and Credit Score Eligibility Criteria
Salaried Individuals	Minimum In-Hand Income	Area of Residence	CIBIL Credit Score Requirement
	Rs 13,500	Any	CIBIL Score of 600 /Experian Score of 650 and above
	Rs 20,000	Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.)	New to Credit or CIBIL Score of 600 /Experian Score of 650 and above
	Rs 15,000	Metro City other than Mumbai and NCR	CIBIL Score of 600 /Experian Score of 650 and above
Self-Employed Individuals	Rs. 15,000	Any	CIBIL Score of 600 /Experian Score of 650 and above

Money View Personal Loan Eligibility

Given below are some of the factors that affects your personal loan eligibility -

Credit Score

Your credit score is a numerical measure of your credit worthiness. If you have a high credit score (>700) then you are considered to be less risky in terms of defaulting on your repayments and can therefore avail a higher amount of loan at lower interest rates.

Income Level

Higher the income, higher is the repayment ability as long as there aren’t multiple loans active at the same time. At Money View, we require applicants to have a minimum monthly in-hand income of Rs. 13,500 or above for those who are salaried and Rs. 15,000 or more for those who are self-employed.

Another factor that determines eligibility is your age. Usually those currently in the earning bracket can avail loans easily. At Money View, you must be between the ages of 21 to 57 in order to avail personal loans.

Area of Residence

Those in Tier - I cities usually have a higher income and credit score requirement as compared to those living in Tier -II and Tier -III cities as the income as well as expenses may be higher making the repayment a little more riskier.

Type of Employment

Lower the risk associated with repayment, lower is the interest rate imposed. Salaried applicants are generally considered to pose less risk as compared to self-employed applicants.

Personal Loan Eligibility - Related FAQs

How Is Your Personal Loan Eligibility Calculated?

In order to be eligible to get a personal loan from Money View, you must meet the following criteria -

You must be salaried or self-employed
Your monthly in-hand income must be Rs. 13,500 and above for salaried applicants and Rs. 15,000 and above for self-employed applicants
Your income must be credited directly to your bank account
You must either have a minimum CIBIL score of 600 or a minimum Experian score of 650
You must be between the ages of 21 years and 57 years

If you fulfill the above personal loan eligibility criteria, you can apply for a loan from Money View and finish our eligibility check which only takes two minutes. Based on this, we will create a custom loan offer tailored to meet your needs and requirements.

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Thursday, September 16, 2021

FAIRCENT LOAN

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