Thursday, September 30, 2021
Friday, September 24, 2021
Faircent
Borrower Eligibility Criteria
A Borrower on Faircent must:
- Be a resident of India.
- Have a minimum gross income of INR 2 lacs per annum.
- Provide all the documents mentioned in the checklist.
QUICK CHECK OF DOCUMENTATION REQUIRED
Borrowers will be required to provide Faircent with following documentation at the time of verification.
| 1 | Photographs | 2 copies |
| 2 | Identity Proof (any one of the following) |
|
| 3 | Date of Birth Proof (any one of the following) |
|
| 4 | Signature Proof (any one of the following) |
|
| 5 | Address Proof (any one of the following) |
|
| 6 | Contact Proof (any one of the following) |
|
| 7(a) | Bank Statements | Last 6 months |
| 7(b) | IFSC code | Scanned/canceled cheque or copy of the front page of pass book of same bank account |
| 8 | Proof of Income |
|
| 9 | NACH Mandate | Please ensure sign matches bank account signatures |
| 10 | e-Mandate | Will be required if loan request is approved. Please keep debit card/net banking details of the bank account whose details were entered at the time of registration ready. |
NACH is used to electronically transfer funds from lender’s escrow account to Borrower’s bank account and to make repayments from borrower’s account to lender’s escrow account. Thus, it’s important to ensure that the sign on the NACH mandate matches with the borrower’s bank account signature.
Information provided by you will be used strictly for official purposes, and Faircent safeguards client confidentiality. For further information, please read the Faircent Policy and Terms and Conditions mentioned on the website.
link your PAN with Aadhaar
Deadline for linking Aadhaar with PAN card extended till March 31, 2022
You can link your PAN with Aadhaar by following process:
a) Open the Income Tax e-filing portal - https://incometaxindiaefiling.gov.in/
b) Register on it (if not already done). Your PAN (Permanent Account Number) will be your user id.
c) Log in by entering the User ID, password and date of birth.
d) A pop up window will appear, prompting you to link your PAN with Aadhaar. If not, go to ‘Profile Settings’ on Menu bar and click on ‘Link Aadhaar’.
e) Details such as name date of birth and gender will already be mentioned as per the PAN details.
f) Verify the PAN details on screen with the ones mentioned on your Aadhaar. Pls. note that if there is a mismatch, you need to get the same corrected in either of the documents.
g) If the details match, enter your Aadhaar number and click on the “link now” button.
h) A pop-up message will inform you that your Aadhaar has been successfully linked to your PAN
i) You may also visit https://www.utiitsl.com/ OR https://www.egov-nsdl.co.in/ to link your PAN and Aadhaar.
Sunday, September 19, 2021
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Conversion rate: Highest. This landing covers Forex, Cryptocurrencies, and Binary Options. You can use the menu at the top of the page to choose a trading instrument, language, or page on the IQ Option website: "IQ Option in Numbers," "In the Press," and "Awards," which opens in a new window. It has a nice interactive chart that shows the price to open a position and the growth rate for different currency pairs with a choice of the time period to show data for. The landing also has two dynamic blocks that update in real time: a set of price movement profiles over 3 months for shares of leading companies, and statistics about IQ Option.
Saturday, September 18, 2021
Credit Card
Mobile Credit Card.
Mobile Credit Line.
1st Credit Card for UPI Payment
Limit up to Rs.5,00,000
Money View Loans
Get an Instant Personal Loan upto Rs. 5 Lakh in 24 Hours
Avail Rs 5K-Rs 5L from anywhere in India
Quick 2 Min. Eligibility Check | Low Monthly Interest From 1.33% (16% Annually)
100% Online & Paperless Process | Long Repayment Plans up to 5 Years
Check If You are Eligible for an Personal Loan
- Employment Type
- Monthly Income
- Income in Bank
- Credit Score
- Age
You must be Salaried or Self Employed (own business)
Your monthly in-hand income should be Rs 13,500/- or more. To know more, click here.
Your salary must be directly credited to your bank account
You must either have a minimum CIBIL score of 600 or a minimum Experian score of 650. Low Credit Score? You may still get a loan based on our own credit-assessment model.
Applicants must be between the ages of 21 years to 57 years
Do you fulfill the above criteria? Check your custom loan offer in 2 minutes by clicking here!
Personal Loan Eligibility Criteria Based on the Applicant’s City of Residence
The income and credit score requirement vary based on the applicant’s city of residence as illustrated in the table given below -
| Income and Credit Score Eligibility Criteria | |||
|---|---|---|---|
| Salaried Individuals | Minimum In-Hand Income | Area of Residence | CIBIL Credit Score Requirement |
| Rs 13,500 | Any | CIBIL Score of 600 /Experian Score of 650 and above | |
| Rs 20,000 | Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.) | New to Credit or CIBIL Score of 600 /Experian Score of 650 and above | |
| Rs 15,000 | Metro City other than Mumbai and NCR | CIBIL Score of 600 /Experian Score of 650 and above | |
| Self-Employed Individuals | Rs. 15,000 | Any | CIBIL Score of 600 /Experian Score of 650 and above |
Money View Personal Loan Eligibility
Given below are some of the factors that affects your personal loan eligibility -
- Credit Score
- Income Level
- Age
- Area of Residence
- Type of Employment
Your credit score is a numerical measure of your credit worthiness. If you have a high credit score (>700) then you are considered to be less risky in terms of defaulting on your repayments and can therefore avail a higher amount of loan at lower interest rates.
Higher the income, higher is the repayment ability as long as there aren’t multiple loans active at the same time. At Money View, we require applicants to have a minimum monthly in-hand income of Rs. 13,500 or above for those who are salaried and Rs. 15,000 or more for those who are self-employed.
Another factor that determines eligibility is your age. Usually those currently in the earning bracket can avail loans easily. At Money View, you must be between the ages of 21 to 57 in order to avail personal loans.
Those in Tier - I cities usually have a higher income and credit score requirement as compared to those living in Tier -II and Tier -III cities as the income as well as expenses may be higher making the repayment a little more riskier.
Lower the risk associated with repayment, lower is the interest rate imposed. Salaried applicants are generally considered to pose less risk as compared to self-employed applicants.
Personal Loan Eligibility - Related FAQs
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Thursday, September 16, 2021
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